Car Accident Insurance

If you are unfortunate enough to suffer an injury in a car accident then we are here to help you get back on the road. We can help you claim compensation for your injuries by offering a 100% Compensation - No Win No Fee service, meaning that you receive 100% of your compensation and pay absolutely nothing to claim.

In the event of an accident and if you have fully comprehensive insurance you should be able to claim from your insurance company for the cost of repairs or replacement. If you are only covered by third party insurance and the accident was your fault your will not be covered for your own damages but the other driver's damages and treatment would be paid by your insurance company. If the accident was NOT your fault you should be able to recover the value of your car from the other driver's insurance company. However, it is said that 1 in 10 drivers are uninsured so the odds of having an accident with an uninsured driver are higher than you might expect.

"1 in 10 drivers are uninsured"

Police have the right to impound a car that is found to have no insurance cover and you can still claim compensation against an uninsured driver but it can be more complicated. The Motor Insurers Bureau (MIB) aims to compensate the victims of negligent untraced and uninsured drivers.

What does fully comprehensive mean?

Fully comprehensive insurance covers most things in the event of an accident, fire or theft, however there are optional extras that you need to be sure if your insurance company include in your policy. The following might not be included in a fully comprehensive policy and can involve an extra cost to your premium.

Legal expenses
Courtesy car
Personal injury cover
Gap insurance protection
Protected no claims
Breakdown cover
Driving abroad

Claims Code

In 2001, the Association of British Insurers introduced the Claims Code to streamline how customers and accident victims were to be treated by insurers. You can find out what to expect from your insurance company when making a claim.

Case Study

"A woman has been told she will receive a large compensation payout after being left with severe neck and back injuries as a result of being hit by a hit-and-run driver in February 2005. Following the incident, the woman was unable to walk for two years and a court has now revealed that her compensation payment could total millions. A High Court judge has stated that she was entirely blameless for the incident, and that the driver, from Cardiff, was an “appallingly reckless driver” who “behaved in an outrageous manner.” The defendant was thought to have been driving at 60 mph in a 30 mph zone when he hit the claimant as she crossed the road after a night out with friends. The driver has since been sentenced to a 21-month jail term and has been banned from driving for ten years after he admitted to dangerous driving in May 2005."

Car Accident Helpline is a trading name of Accident Compensation Helpline Ltd who are regulated by the Ministry of Justice in respect of regulated claims management activities. Authorisation No CRM2236. Solicitors terms and conditions apply.
Charges may be applicable in exceptional circumstances.